Natural hazards · Mildred

Mildred, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mildred comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mildred?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mildred to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes31%Cold waves11%Strong wind5%Heat waves5%Everything else11%

By hazard

What Mildred faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Strong wind

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mildred flood?

FEMA's records show no paid flood insurance claims in Mildred.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mildred isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navarro County.

Disasters that hit Mildred

Federal disasters declared here

None of the disasters declared for Navarro County shows FEMA aid or repair money reaching Mildred itself in FEMA’s records.

Brought FEMA money into MildredDeclared for Navarro County only

Navarro County has had 21 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mildred is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mildred’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mildred. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.