Natural hazards · Milam

Milam, TX natural hazards

Most of the natural-hazard damage FEMA expects in Milam comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milam?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milam to be higher than in 68% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding48%Strong wind16%Tornadoes13%Hurricanes9%Heat waves6%Everything else9%

By hazard

What Milam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 7 years in the area

Hurricanes

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 13 years in the area

Heat waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milam flood?

FEMA's records show no paid flood insurance claims in Milam.

of all homes
are insured

No community discount. Milam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sabine County.

Disasters that hit Milam

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milam itself: aid to households, or repair grants to Milam.

Brought FEMA money into MilamDeclared for Sabine County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

29 households applied for aid $114K aid approved

2021

Severe Winter Storms

32 households applied for aid $24K aid approved

2017

Hurricane Harvey

20 households applied for aid $13K aid approved

2008

Hurricane Ike

37 households applied for aid $2K aid approved

2005

Hurricane Rita

353 households applied for aid $294K aid approved

Sabine County has had 20 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milam’s own flood-insurance community; household aid to the registrant’s city; repair grants to Milam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.