Natural hazards · Mexia

Mexia, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mexia comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 17 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mexia?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mexia to be higher than in 13% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding23%Tornadoes11%Everything else14%

By hazard

What Mexia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mexia flood?

Every paid claim on a federal flood insurance policy in Mexia, from FEMA’s records.

17paid claims since 1979

$328Kpaid to owners

2homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mexia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Limestone County.

Disasters that hit Mexia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mexia itself: aid to households, or repair grants to the City of Mexia.

Brought FEMA money into MexiaDeclared for Limestone County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$108K to the City of Mexia for repairs

2021

Severe Winter Storms

263 households applied for aid $174K aid approved $11K to the City of Mexia for repairs

2016

Severe Storms, Tornadoes, and Flooding

53 households applied for aid $99K aid approved

Limestone County has had 16 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mexia covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mexia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mexia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mexia total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.