Natural hazards · Menard

Menard, TX natural hazards

Most of the natural-hazard damage FEMA expects in Menard comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 24 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Menard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Menard to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding61%Drought12%Tornadoes6%Hail5%Everything else16%

By hazard

What Menard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Drought

12% of expected damage

Recorded about 68 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 4 years in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Menard flood?

Every paid claim on a federal flood insurance policy in Menard, from FEMA’s records.

24paid claims since 1980

$208Kpaid to owners

2homes flooded more than once

19802026

Biggest named events

2025 July Central TX Flooding: 2 claims, $68K
Spring severe storms: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Menard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Menard County.

Disasters that hit Menard

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Menard itself: aid to households, or repair grants to the City of Menard.

Brought FEMA money into MenardDeclared for Menard County only

2025

Severe Storms, Straight-Line Winds, and Flooding

160 households applied for aid $847K aid approved $1.1M to the City of Menard for repairs

2021

Severe Winter Storms

$14K to the City of Menard for repairs

2018

Severe Storms and Flooding

$130K to the City of Menard for repairs

Menard County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Menard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Menard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Menard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.