Natural hazards · Meadowlakes

Meadowlakes, TX natural hazards

Most of the natural-hazard damage FEMA expects in Meadowlakes comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Meadowlakes?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meadowlakes to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes12%Cold waves6%Everything else16%

By hazard

What Meadowlakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 37 years in the area

Cold waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Meadowlakes flood?

Every paid claim on a federal flood insurance policy in Meadowlakes, from FEMA’s records.

17paid claims since 1997

$540Kpaid to owners

1homes flooded more than once

19972026

Biggest named events

Fall 2018 Texas Flooding: 7 claims, $249K
Thunderstorms: 2 claims, $37K
2025 July Central TX Flooding: 1 claim, $779

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Meadowlakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnet County.

Disasters that hit Meadowlakes

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Meadowlakes itself: aid to households, or repair grants to the City of Meadowlakes.

Brought FEMA money into MeadowlakesDeclared for Burnet County only

2025

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid

2021

Severe Winter Storms

3 households applied for aid $2K aid approved $16K to the City of Meadowlakes for repairs

2018

Severe Storms and Flooding

$10K to the City of Meadowlakes for repairs

2007

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $8K aid approved

Burnet County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meadowlakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Meadowlakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Meadowlakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.