Natural hazards · McLeod

McLeod, TX natural hazards

Most of the natural-hazard damage FEMA expects in McLeod comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McLeod?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McLeod to be higher than in 39% of U.S. communities, mostly from drought and inland flooding.

Drought28%Inland flooding19%Tornadoes15%Strong wind8%Heat waves8%Hail8%Everything else15%

By hazard

What McLeod faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

28% of expected damage

Recorded about 26 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 10 years in the area

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 19 times a year in the area

Hail

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McLeod flood?

FEMA's records show no paid flood insurance claims in McLeod.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McLeod isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit McLeod

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching McLeod itself in FEMA’s records.

Brought FEMA money into McLeodDeclared for Cass County only

Cass County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McLeod is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McLeod’s own flood-insurance community; household aid to the registrant’s city; repair grants to McLeod. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

McLeod, TX natural hazards

How exposed is McLeod?

What McLeod faces

Drought

Inland flooding

Tornadoes

Strong wind

Heat waves

Hail

Lower here

Not a risk here

Does McLeod flood?

Federal disasters declared here

How to read this page

Where to, neighbor?

Matches

Nearby