Natural hazards · McLean

McLean, TX natural hazards

Most of the natural-hazard damage FEMA expects in McLean comes from drought, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McLean?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McLean to be higher than in 75% of U.S. communities, mostly from drought and wildfires.

Drought41%Wildfire19%Hail10%Cold waves9%Tornadoes8%Inland flooding6%Everything else7%

By hazard

What McLean faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

41% of expected damage

Recorded about 75 times a year in the area

Wildfire

19% of expected damage

Well above average · among the top 1% of U.S. places

Hail

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 9 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Inland flooding

6% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McLean flood?

FEMA's records show no paid flood insurance claims in McLean.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McLean isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gray County.

What’s been done with FEMA grants

8storm safe rooms built

Disasters that hit McLean

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in McLean itself: aid to households, or repair grants to the Town of McLean.

Brought FEMA money into McLeanDeclared for Gray County only

2005

Extreme Wildfire Threat

11 households applied for aid $19K aid approved

Gray County has had 12 natural disasters declared since 1953, most often fires and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McLean is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McLean’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McLean. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.