Natural hazards · Maypearl

Maypearl, TX natural hazards

Most of the natural-hazard damage FEMA expects in Maypearl comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maypearl?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maypearl to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves11%Tornadoes11%Hail6%Heat waves6%Everything else7%

By hazard

What Maypearl faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 12 years in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 8 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maypearl flood?

FEMA's records show no paid flood insurance claims in Maypearl.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maypearl isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ellis County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Maypearl

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maypearl itself: aid to households, or repair grants to the City of Maypearl.

Brought FEMA money into MaypearlDeclared for Ellis County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $9K aid approved

2021

Severe Winter Storms

11 households applied for aid $11K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

6 households applied for aid $2K aid approved

Ellis County has had 19 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maypearl is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maypearl’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maypearl. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.