Natural hazards · Maud

Maud, TX natural hazards

Most of the natural-hazard damage FEMA expects in Maud comes from tornadoes, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maud?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maud to be higher than in 41% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding24%Hail15%Heat waves12%Cold waves6%Everything else13%

By hazard

What Maud faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 16 years in the area

Inland flooding

24% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Hail

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Heat waves

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 19 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maud flood?

FEMA's records show no paid flood insurance claims in Maud.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maud isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bowie County.

Disasters that hit Maud

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maud itself: aid to households, or repair grants to the City of Maud.

Brought FEMA money into MaudDeclared for Bowie County only

2024

Hurricane Beryl

34 households applied for aid $2K aid approved

2021

Severe Winter Storms

30 households applied for aid $16K aid approved

2008

Hurricane Ike

$13K to the City of Maud for repairs

2008

Hurricane Gustav

$2K to the City of Maud for repairs

2000

Severe Winter Ice Storm

$43K to the City of Maud for repairs

1999

Tx, Tornado 5/4/99

$1K to the City of Maud for repairs

Bowie County has had 21 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maud is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maud’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maud. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.