Natural hazards · Mason

Mason, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mason comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mason?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mason to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding78%Lightning6%Tornadoes5%Everything else11%

By hazard

What Mason faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Lightning

6% of expected damage

Below average · higher than 30% of U.S. places

Tornadoes

5% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mason flood?

Every paid claim on a federal flood insurance policy in Mason, from FEMA’s records.

3paid claims since 1997

$29Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Thunderstorms: 1 claim, $6K

of all homes
are insured

No community discount. Mason isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mason County.

Disasters that hit Mason

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mason itself: aid to households, or repair grants to the City of Mason.

Brought FEMA money into MasonDeclared for Mason County only

2025

Severe Storms, Straight-Line Winds, and Flooding

$144K to the City of Mason for repairs

Mason County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mason covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mason’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mason. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mason total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.