Natural hazards · Marion

Marion, TX natural hazards

Most of the natural-hazard damage FEMA expects in Marion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1998. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marion?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marion to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes11%Everything else16%

By hazard

What Marion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marion flood?

Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.

11paid claims since 1998

$1.0Mpaid to owners

1homes flooded more than once

19982026

Biggest named events

Torrential rain: 2 claims, $314K
Tropical Storm Erin: 2 claims, $40K
Fall severe storms: 1 claim, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guadalupe County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Marion

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marion itself: aid to households, or repair grants to the City of Marion.

Brought FEMA money into MarionDeclared for Guadalupe County only

2025

Severe Storms, Straight-Line Winds, and Flooding

3 households applied for aid $46K aid approved

2021

Severe Winter Storms

43 households applied for aid $14K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $12K aid approved

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Guadalupe County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.