Natural hazards · Marble Falls

Marble Falls, TX natural hazards

Most of the natural-hazard damage FEMA expects in Marble Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 99 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marble Falls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marble Falls to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes15%Cold waves7%Hail5%Strong wind5%Everything else10%

By hazard

What Marble Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marble Falls flood?

Every paid claim on a federal flood insurance policy in Marble Falls, from FEMA’s records.

99paid claims since 1980

$6.8Mpaid to owners

9homes flooded more than once

19802026

Biggest named events

Fall 2018 Texas Flooding: 33 claims, $4.4M
Thunderstorms: 30 claims, $1.5M
2025 July Central TX Flooding: 1 claim, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marble Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnet County.

What’s been done with FEMA grants

10flood-prone properties bought out and cleared

Disasters that hit Marble Falls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marble Falls itself: aid to households, or repair grants to the City of Marble Falls.

Brought FEMA money into Marble FallsDeclared for Burnet County only

2025

Severe Storms, Straight-Line Winds, and Flooding

147 households applied for aid $1.1M aid approved

2021

Severe Winter Storms

70 households applied for aid $37K aid approved $92K to the City of Marble Falls for repairs

2018

Severe Storms and Flooding

$314K to the City of Marble Falls for repairs

2007

Severe Storms, Tornadoes, and Flooding

289 households applied for aid $871K aid approved $1.5M to the City of Marble Falls for repairs

2005

Hurricane Katrina Evacuation

$8K to the City of Marble Falls for repairs

Burnet County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marble Falls covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Marble Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marble Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marble Falls total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.