TownTapestry
Sign inJoin
MalakoffGood morning
Natural hazards · Malakoff

Malakoff, TX natural hazards

Most of the natural-hazard damage FEMA expects in Malakoff comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Malakoff?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malakoff to be higher than in 22% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding24%Tornadoes20%Everything else15%
By hazard

What Malakoff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Inland flooding

24% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Above average · higher than 62% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Malakoff flood?

Every paid claim on a federal flood insurance policy in Malakoff, from FEMA’s records.

13paid claims since 1998
$2.0Mpaid to owners
1homes flooded more than once
19982026

Biggest named events

  • Late winter severe storms: 1 claim, $251K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Malakoff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henderson County.
Disasters that hit Malakoff

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malakoff itself: aid to households, or repair grants to the City of Malakoff.

Brought FEMA money into MalakoffDeclared for Henderson County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

161 households applied for aid $778K aid approved
2021

Severe Winter Storms

118 households applied for aid $68K aid approved
2016

Severe Storms, Tornadoes, and Flooding

57 households applied for aid $19K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

22 households applied for aid $39K aid approved
2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $8K aid approved
Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Malakoff

Malakoff and the towns around it

Caney City: Moderate, mostly inland floodingTrinidad: Low, mostly inland floodingLog Cabin: Low, mostly cold wavesMalakoff: Low, mostly cold waves MalakoffCaney CityTrinidad
Very lowLowModerateHighVery high
Caney Citymostly inland floodingModerate
Trinidadmostly inland floodingLow
Malakoffmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malakoff is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Malakoff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Malakoff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Malakoff, TXView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Malakoff is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map