Madisonville, TX natural hazards
Most of the natural-hazard damage FEMA expects in Madisonville comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1993. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Madisonville?
FEMA expects yearly storm and flood damage to homes and buildings in Madisonville to be higher than in 31% of U.S. communities, mostly from cold waves and inland flooding.
What Madisonville faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Cold waves
Inland flooding
Tornadoes
Hurricanes
Lower here
Not a risk here
Does Madisonville flood?
Every paid claim on a federal flood insurance policy in Madisonville, from FEMA’s records.
Biggest named events
- Fall 2018 Texas Flooding: 1 claim, $68K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Madisonville itself: aid to households, or repair grants to the City of Madisonville.
Severe Winter Storms
Severe Storms and Flooding
Hurricane Harvey
Severe Storms and Flooding
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Hurricane Ike
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Madisonville total about $2.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.