Natural hazards · Lytle

Lytle, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lytle comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2004. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lytle?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lytle to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes23%Hail8%Heat waves8%Everything else16%

By hazard

What Lytle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

23% of expected damage

Above average · higher than 60% of U.S. places

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lytle flood?

Every paid claim on a federal flood insurance policy in Lytle, from FEMA’s records.

3paid claims since 2004

$27Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lytle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atascosa County.

Disasters that hit Lytle

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lytle itself: aid to households, or repair grants to the City of Lytle.

Brought FEMA money into LytleDeclared for Atascosa County only

2021

Severe Winter Storms

36 households applied for aid $11K aid approved

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

2007

Severe Storms and Tornadoes

19 households applied for aid $5K aid approved

2003

Hurricane Claudette

1 household applied for aid

Atascosa County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lytle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lytle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lytle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.