Natural hazards · Lufkin

Lufkin, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lufkin comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 236 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lufkin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lufkin to be higher than in 29% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding45%Heat waves19%Tornadoes8%Strong wind8%Hurricanes7%Everything else13%

By hazard

What Lufkin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Heat waves

19% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 20 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lufkin flood?

Every paid claim on a federal flood insurance policy in Lufkin, from FEMA’s records.

236paid claims since 1979

$4.7Mpaid to owners

38homes flooded more than once

19792026

Biggest named events

Early summer storms: 10 claims, $130K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lufkin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Angelina County.

What’s been done with FEMA grants

21flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Lufkin

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lufkin itself: aid to households, or repair grants to the City of Lufkin.

Brought FEMA money into LufkinDeclared for Angelina County only

2021

Severe Winter Storms

1,637 households applied for aid $531K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

183 households applied for aid $312K aid approved

2008

Hurricane Ike

2,998 households applied for aid $896K aid approved $1.5M to the City of Lufkin for repairs

2005

Hurricane Rita

5,584 households applied for aid $3.0M aid approved $1.2M to the City of Lufkin for repairs

2005

Hurricane Katrina Evacuation

$154K to the City of Lufkin for repairs

Angelina County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lufkin covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Lufkin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lufkin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lufkin total about $10.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.