Natural hazards · Lowry Crossing

Lowry Crossing, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lowry Crossing comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2022. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lowry Crossing?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lowry Crossing to be higher than in 53% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes60%Inland flooding21%Hail12%Everything else7%

By hazard

What Lowry Crossing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

60% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 68 years in the area

Inland flooding

21% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Hail

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lowry Crossing flood?

Every paid claim on a federal flood insurance policy in Lowry Crossing, from FEMA’s records.

1paid claims since 2022

$21Kpaid to owners

0homes flooded more than once

20222026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lowry Crossing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collin County.

Disasters that hit Lowry Crossing

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lowry Crossing itself: aid to households, or repair grants to the City of Lowry Crossing.

Brought FEMA money into Lowry CrossingDeclared for Collin County only

2007

Severe Storms, Tornadoes, and Flooding

$30K to the City of Lowry Crossing for repairs

Collin County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Lowry Crossing

Lowry Crossing and the towns around it

Very lowLowModerateHighVery high

Princetonmostly tornadoesModerate

Lowry Crossingmostly tornadoesModerate

McKinneymostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lowry Crossing covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lowry Crossing’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Lowry Crossing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lowry Crossing total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.