Natural hazards · Los Lobos

Los Lobos, TX natural hazards

Most of the natural-hazard damage FEMA expects in Los Lobos comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Los Lobos?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Los Lobos to be higher than in 6% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding33%Hurricanes7%Wildfire6%Everything else8%

By hazard

What Los Lobos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

33% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 14 years in the area

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Los Lobos flood?

FEMA's records show no paid flood insurance claims in Los Lobos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Los Lobos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Zapata County.

Disasters that hit Los Lobos

Federal disasters declared here

None of the disasters declared for Zapata County shows FEMA aid or repair money reaching Los Lobos itself in FEMA’s records.

Brought FEMA money into Los LobosDeclared for Zapata County only

Zapata County has had 11 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Los Lobos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Los Lobos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Los Lobos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.