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Natural hazards · Los Indios

Los Indios, TX natural hazards

Most of the natural-hazard damage FEMA expects in Los Indios comes from hurricanes, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Los Indios?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Los Indios to be higher than in 70% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes47%Inland flooding22%Cold waves21%Everything else10%
By hazard

What Los Indios faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

47% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 6 years in the area

Inland flooding

22% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 3 times a year in the area

Cold waves

21% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Los Indios flood?

FEMA's records show no paid flood insurance claims in Los Indios.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Los Indios isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cameron County.
Disasters that hit Los Indios

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Los Indios itself: aid to households, or repair grants to the Town of Los Indios.

Brought FEMA money into Los IndiosDeclared for Cameron County only
2025

Severe Storms and Flooding

14 households applied for aid $28K aid approved
2021

Severe Winter Storms

2 households applied for aid
2019

Severe Storms and Flooding

3 households applied for aid $7K aid approved
2018

Severe Storms and Flooding

2 households applied for aid
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $676 aid approved
2008

Hurricane Dolly

34 households applied for aid $16K aid approved
2002

Severe Storms, Tornadoes and Flooding

1 household applied for aid $7K aid approved
Cameron County has had 29 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Los Indios is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Los Indios’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Los Indios. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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