Natural hazards · Loop

Loop, TX natural hazards

Most of the natural-hazard damage FEMA expects in Loop comes from hail, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loop?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loop to be higher than in 37% of U.S. communities, mostly from hail and cold waves.

Hail25%Cold waves21%Drought21%Inland flooding18%Strong wind6%Everything else9%

By hazard

What Loop faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

25% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Drought

21% of expected damage

Recorded about 81 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loop flood?

FEMA's records show no paid flood insurance claims in Loop.

of all homes
are insured

No community discount. Loop isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gaines County.

Disasters that hit Loop

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Loop itself: aid to households, or repair grants to Loop.

Brought FEMA money into LoopDeclared for Gaines County only

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $7K aid approved

Gaines County has had 10 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loop is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loop’s own flood-insurance community; household aid to the registrant’s city; repair grants to Loop. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.