Natural hazards · Lometa

Lometa, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lometa comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lometa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lometa to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes15%Wildfire10%Hail9%Everything else16%

By hazard

What Lometa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 4 years in the area

Wildfire

10% of expected damage

Well above average · higher than 95% of U.S. places

Hail

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lometa flood?

FEMA's records show no paid flood insurance claims in Lometa.

of all homes
are insured

No community discount. Lometa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lampasas County.

Disasters that hit Lometa

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lometa itself: aid to households, or repair grants to the City of Lometa.

Brought FEMA money into LometaDeclared for Lampasas County only

2025

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $46K aid approved

2007

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $7K aid approved $5K to the City of Lometa for repairs

Lampasas County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lometa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lometa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lometa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.