Natural hazards · Liverpool

Liverpool, TX natural hazards

Most of the natural-hazard damage FEMA expects in Liverpool comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 56 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Liverpool?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Liverpool to be higher than in 79% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes24%Drought16%Tornadoes9%Everything else11%

By hazard

What Liverpool faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Drought

16% of expected damage

Recorded about 28 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 7 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Liverpool flood?

Every paid claim on a federal flood insurance policy in Liverpool, from FEMA’s records.

56paid claims since 1979

$2.8Mpaid to owners

7homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 28 claims, $2.4M
Tropical Storm Claudette: 2 claims, $40K
Hurricane Claudette: 2 claims, $27K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Liverpool isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Liverpool

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Liverpool itself: aid to households, or repair grants to the City of Liverpool.

Brought FEMA money into LiverpoolDeclared for Brazoria County only

2024

Hurricane Beryl

241 households applied for aid $513K aid approved

2021

Severe Winter Storms

52 households applied for aid $78K aid approved

2017

Hurricane Harvey

275 households applied for aid $1.7M aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid

2008

Hurricane Ike

246 households applied for aid $327K aid approved $194K to the City of Liverpool for repairs

2005

Hurricane Rita

56 households applied for aid $20K aid approved $1K to the City of Liverpool for repairs

2003

Hurricane Claudette

1 household applied for aid

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Liverpool is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Liverpool’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Liverpool. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.