Natural hazards · Linden

Linden, TX natural hazards

Most of the natural-hazard damage FEMA expects in Linden comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linden to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes17%Hail11%Strong wind10%Heat waves9%Ice storms9%Everything else10%

By hazard

What Linden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 10 years in the area

Hail

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 19 times a year in the area

Ice storms

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linden flood?

FEMA's records show no paid flood insurance claims in Linden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Linden

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linden itself: aid to households, or repair grants to the City of Linden.

Brought FEMA money into LindenDeclared for Cass County only

2016

Severe Storms, Tornadoes, and Flooding

$73K to the City of Linden for repairs

2011

Wildfires

27 households applied for aid $6K aid approved

2000

Severe Winter Ice Storm

$7K to the City of Linden for repairs

Cass County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Linden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.