Natural hazards · Lexington

Lexington, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2015. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lexington?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 20% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves43%Inland flooding16%Drought15%Tornadoes12%Everything else14%

By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

43% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

16% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Drought

15% of expected damage

Recorded about 62 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lexington flood?

Every paid claim on a federal flood insurance policy in Lexington, from FEMA’s records.

2paid claims since 2015

$30Kpaid to owners

1homes flooded more than once

20152026

Biggest named events

Fall severe storms: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Lexington

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Town of Lexington.

Brought FEMA money into LexingtonDeclared for Lee County only

2017

Hurricane Harvey

20 households applied for aid $9K aid approved

2016

Severe Storms and Flooding

7 households applied for aid $810 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$7K to the Town of Lexington for repairs

Lee County has had 17 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lexington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.