Natural hazards · Laredo Ranchettes

Laredo Ranchettes, TX natural hazards

Most of the natural-hazard damage FEMA expects in Laredo Ranchettes comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laredo Ranchettes?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laredo Ranchettes to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves19%Heat waves16%Hurricanes6%Everything else11%

By hazard

What Laredo Ranchettes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 3 times a year in the area

Cold waves

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Heat waves

16% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 10 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 17 years in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laredo Ranchettes flood?

FEMA's records show no paid flood insurance claims in Laredo Ranchettes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laredo Ranchettes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webb County.

Disasters that hit Laredo Ranchettes

Federal disasters declared here

None of the disasters declared for Webb County shows FEMA aid or repair money reaching Laredo Ranchettes itself in FEMA’s records.

Brought FEMA money into Laredo RanchettesDeclared for Webb County only

Webb County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

Around Laredo Ranchettes

Laredo Ranchettes and the towns around it

Very lowLowModerateHighVery high

Laredomostly inland floodingVery low

Laredo Ranchettesmostly inland floodingVery low

Ranchitos Eastmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laredo Ranchettes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Laredo Ranchettes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Laredo Ranchettes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.