Natural hazards · Lakeview

Lakeview, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lakeview comes from drought, and overall the risk is moderate for a U.S. community. Flood insurance has paid 54 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakeview?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakeview to be higher than in 50% of U.S. communities, mostly from drought.

Drought66%Strong wind10%Hail8%Inland flooding5%Tornadoes5%Everything else6%

By hazard

What Lakeview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

66% of expected damage

Recorded about 65 times a year in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Hail

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

5% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakeview flood?

Every paid claim on a federal flood insurance policy in Lakeview, from FEMA’s records.

54paid claims since 1979

$254Kpaid to owners

6homes flooded more than once

19792026

Biggest named events

Hurricane Danielle: 27 claims, $114K
Tropical Storm Claudette: 21 claims, $119K
Hurricane Allen: 1 claim, $635

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Lakeview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hall County.

Disasters that hit Lakeview

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lakeview itself: aid to households, or repair grants to the Town of Lakeview.

Brought FEMA money into LakeviewDeclared for Hall County only

2005

Hurricane Rita

1 household applied for aid $3K aid approved

Hall County has had 13 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakeview is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lakeview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lakeview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.