Natural hazards · Lakeside

Lakeside, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lakeside comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakeside?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakeside to be higher than in 55% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding32%Wildfire24%Tornadoes15%Strong wind8%Heat waves6%Hail6%Everything else10%

By hazard

What Lakeside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Wildfire

24% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

15% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 18 years in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 16 times a year in the area

Hail

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakeside flood?

Every paid claim on a federal flood insurance policy in Lakeside, from FEMA’s records.

4paid claims since 2005

$116Kpaid to owners

1homes flooded more than once

20052026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakeside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Archer County.

Disasters that hit Lakeside

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lakeside itself: aid to households, or repair grants to the Town of Lakeside.

Brought FEMA money into LakesideDeclared for Archer County only

2018

Severe Storms and Flooding

$33K to the Town of Lakeside for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$73K to the Town of Lakeside for repairs

Archer County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakeside is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lakeside’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lakeside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.