Natural hazards · Lake Worth

Lake Worth, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lake Worth comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Worth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Worth to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes26%Hail26%Heat waves9%Cold waves5%Everything else3%

By hazard

What Lake Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 84% of U.S. places

Hail

26% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Heat waves

9% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 19 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Worth flood?

Every paid claim on a federal flood insurance policy in Lake Worth, from FEMA’s records.

2paid claims since 2004

$104Kpaid to owners

0homes flooded more than once

20042026

of all homes
are insured

No community discount. Lake Worth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Lake Worth

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Worth itself: aid to households, or repair grants to the City of Lake Worth.

Brought FEMA money into Lake WorthDeclared for Tarrant County only

2021

Severe Winter Storms

12 households applied for aid

2000

Severe Storms, Tornadoes and Flooding

$8K to the City of Lake Worth for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Worth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lake Worth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lake Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Worth total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.