Natural hazards · Lake Meredith Estates

Lake Meredith Estates, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lake Meredith Estates comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Meredith Estates?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Meredith Estates to be higher than in 92% of U.S. communities, mostly from wildfires and cold waves.

Wildfire44%Cold waves19%Inland flooding12%Tornadoes11%Hail6%Everything else8%

By hazard

What Lake Meredith Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

44% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

19% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

12% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Hail

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Meredith Estates flood?

FEMA's records show no paid flood insurance claims in Lake Meredith Estates.

of all homes
are insured

No community discount. Lake Meredith Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hutchinson County.

Disasters that hit Lake Meredith Estates

Federal disasters declared here

None of the disasters declared for Hutchinson County shows FEMA aid or repair money reaching Lake Meredith Estates itself in FEMA’s records.

Brought FEMA money into Lake Meredith EstatesDeclared for Hutchinson County only

Hutchinson County has had 15 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Meredith Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Meredith Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lake Meredith Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.