Natural hazards · Lake Dunlap

Lake Dunlap, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lake Dunlap comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Dunlap?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Dunlap to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding88%Tornadoes5%Everything else7%

By hazard

What Lake Dunlap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Dunlap flood?

FEMA's records show no paid flood insurance claims in Lake Dunlap.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Dunlap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guadalupe County.

Disasters that hit Lake Dunlap

Federal disasters declared here

None of the disasters declared for Guadalupe County shows FEMA aid or repair money reaching Lake Dunlap itself in FEMA’s records.

Brought FEMA money into Lake DunlapDeclared for Guadalupe County only

Guadalupe County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Dunlap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Dunlap’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lake Dunlap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.