Natural hazards · Laguna Park

Laguna Park, TX natural hazards

Most of the natural-hazard damage FEMA expects in Laguna Park comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laguna Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laguna Park to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes25%Lightning11%Cold waves7%Everything else13%

By hazard

What Laguna Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 51 years in the area

Lightning

11% of expected damage

Above average · higher than 55% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laguna Park flood?

FEMA's records show no paid flood insurance claims in Laguna Park.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laguna Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bosque County.

Disasters that hit Laguna Park

Federal disasters declared here

None of the disasters declared for Bosque County shows FEMA aid or repair money reaching Laguna Park itself in FEMA’s records.

Brought FEMA money into Laguna ParkDeclared for Bosque County only

Bosque County has had 19 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laguna Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Laguna Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to Laguna Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.