Natural hazards · Lackland AFB

Lackland AFB, TX natural hazards

Most of the natural-hazard damage FEMA expects in Lackland AFB comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lackland AFB?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lackland AFB to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes28%Hail22%Heat waves9%Everything else4%

By hazard

What Lackland AFB faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

28% of expected damage

Above average · higher than 62% of U.S. places

Hail

22% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lackland AFB flood?

Every paid claim on a federal flood insurance policy in Lackland AFB, from FEMA’s records.

1paid claims since 1983

$2Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lackland AFB isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit Lackland AFB

Federal disasters declared here

None of the disasters declared for Bexar County shows FEMA aid or repair money reaching Lackland AFB itself in FEMA’s records.

Brought FEMA money into Lackland AFBDeclared for Bexar County only

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lackland AFB covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lackland AFB’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lackland AFB. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lackland AFB total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.