Natural hazards · La Moca Ranch

La Moca Ranch, TX natural hazards

Most of the natural-hazard damage FEMA expects in La Moca Ranch comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Moca Ranch?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Moca Ranch to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes12%Everything else18%

By hazard

What La Moca Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

12% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Moca Ranch flood?

FEMA's records show no paid flood insurance claims in La Moca Ranch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Moca Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webb County.

Disasters that hit La Moca Ranch

Federal disasters declared here

None of the disasters declared for Webb County shows FEMA aid or repair money reaching La Moca Ranch itself in FEMA’s records.

Brought FEMA money into La Moca RanchDeclared for Webb County only

Webb County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Moca Ranch is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Moca Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to La Moca Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.