Natural hazards · La Marque

La Marque, TX natural hazards

Most of the natural-hazard damage FEMA expects in La Marque comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 1,281 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Marque?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Marque to be higher than in 60% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding26%Hurricanes22%Tornadoes11%Everything else7%

By hazard

What La Marque faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

26% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

11% of expected damage

Above average · higher than 51% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Marque flood?

Every paid claim on a federal flood insurance policy in La Marque, from FEMA’s records.

1,281paid claims since 1979

$32.8Mpaid to owners

104homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 270 claims, $7.3M
Hurricane Harvey: 240 claims, $18.9M
Hurricane Alicia: 152 claims, $1.4M

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (14) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Marque isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Galveston County.

What’s been done with FEMA grants

6homes raised above flood level

1buildings retrofitted against wind

Disasters that hit La Marque

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in La Marque itself: aid to households, or repair grants to the City of La Marque.

Brought FEMA money into La MarqueDeclared for Galveston County only

2024

Hurricane Beryl

3,443 households applied for aid $3.2M aid approved $851K to the City of La Marque for repairs

2021

Severe Winter Storms

695 households applied for aid $309K aid approved $623K to the City of La Marque for repairs

2020

Hurricane Laura

$82K to the City of La Marque for repairs

2017

Hurricane Harvey

3,170 households applied for aid $5.9M aid approved $802K to the City of La Marque for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid

2008

Hurricane Ike

3,351 households applied for aid $2.1M aid approved $2.9M to the City of La Marque for repairs

2005

Hurricane Rita

2,760 households applied for aid $1.3M aid approved $180K to the City of La Marque for repairs

2003

Hurricane Claudette

17 households applied for aid $20K aid approved

Galveston County has had 25 natural disasters declared since 1953, most often hurricanes and floods.

Around La Marque

La Marque and the towns around it

Very lowLowModerateHighVery high

Hitchcockmostly inland floodingHigh

Bayou Vistamostly cold wavesHigh

La Marquemostly cold wavesHigh

Texas Citymostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Marque covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to La Marque’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of La Marque. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Marque total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.