Natural hazards · La Homa

La Homa, TX natural hazards

Most of the natural-hazard damage FEMA expects in La Homa comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Homa?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Homa to be higher than in 67% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes42%Cold waves27%Inland flooding16%Heat waves6%Everything else9%

By hazard

What La Homa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 8 years in the area

Cold waves

27% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

16% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Homa flood?

Every paid claim on a federal flood insurance policy in La Homa, from FEMA’s records.

7paid claims since 2018

$129Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Hanna: 1 claim, $9K

of all homes
are insured

No community discount. La Homa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hidalgo County.

Disasters that hit La Homa

Federal disasters declared here

None of the disasters declared for Hidalgo County shows FEMA aid or repair money reaching La Homa itself in FEMA’s records.

Brought FEMA money into La HomaDeclared for Hidalgo County only

Hidalgo County has had 27 natural disasters declared since 1953, most often hurricanes and floods.

Around La Homa

La Homa and the towns around it

Very lowLowModerateHighVery high

Missionmostly hurricanesHigh

La Homamostly hurricanesHigh

Palmviewmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Homa covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to La Homa’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to La Homa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Homa total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.