Natural hazards · Kermit

Kermit, TX natural hazards

Most of the natural-hazard damage FEMA expects in Kermit comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kermit?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kermit to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding31%Strong wind14%Hail14%Cold waves12%Tornadoes11%Heat waves8%Everything else11%

By hazard

What Kermit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Strong wind

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Cold waves

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

11% of expected damage

Above average · higher than 57% of U.S. places

Heat waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kermit flood?

FEMA's records show no paid flood insurance claims in Kermit.

Disasters that hit Kermit

Federal disasters declared here

None of the disasters declared for Winkler County shows FEMA aid or repair money reaching Kermit itself in FEMA’s records.

Brought FEMA money into KermitDeclared for Winkler County only

Winkler County has had 8 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kermit covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kermit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kermit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kermit total about $697K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.