Natural hazards · Kenedy

Kenedy, TX natural hazards

Most of the natural-hazard damage FEMA expects in Kenedy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kenedy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kenedy to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes21%Tornadoes12%Cold waves5%Everything else15%

By hazard

What Kenedy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 10 years in the area

Tornadoes

12% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 36 years in the area

Cold waves

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kenedy flood?

Every paid claim on a federal flood insurance policy in Kenedy, from FEMA’s records.

3paid claims since 1981

$11Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kenedy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Karnes County.

Disasters that hit Kenedy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kenedy itself: aid to households, or repair grants to the City of Kenedy.

Brought FEMA money into KenedyDeclared for Karnes County only

2021

Severe Winter Storms

85 households applied for aid $59K aid approved

2017

Hurricane Harvey

171 households applied for aid $67K aid approved $36K to the City of Kenedy for repairs

2003

Hurricane Claudette

319 households applied for aid $336K aid approved $47K to the City of Kenedy for repairs

Karnes County has had 12 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kenedy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kenedy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kenedy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.