Natural hazards · Junction

Junction, TX natural hazards

Most of the natural-hazard damage FEMA expects in Junction comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Junction?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Junction to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding75%Lightning14%Everything else11%

By hazard

What Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lightning

14% of expected damage

Below average · higher than 31% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Junction flood?

Every paid claim on a federal flood insurance policy in Junction, from FEMA’s records.

9paid claims since 1981

$58Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kimble County.

Disasters that hit Junction

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Junction itself: aid to households, or repair grants to the City of Junction.

Brought FEMA money into JunctionDeclared for Kimble County only

2025

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $24K aid approved

2018

Severe Storms and Flooding

$1.3M to the City of Junction for repairs

1998

Tropical Storm Charley

$6K to the City of Junction for repairs

Kimble County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Junction covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Junction total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.