Natural hazards · Jasper

Jasper, TX natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 22 claims here since 1984. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jasper?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 68% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes31%Tornadoes11%Cold waves7%Everything else15%

By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

31% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

22paid claims since 1984

$447Kpaid to owners

1homes flooded more than once

19842026

Biggest named events

Tropical Storm Paul: 4 claims, $106K
Hurricane Harvey: 2 claims, $95K
Early summer storms: 2 claims, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Jasper

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the City of Jasper.

Brought FEMA money into JasperDeclared for Jasper County only

2024

Hurricane Beryl

1,610 households applied for aid $3.4M aid approved $188K to the City of Jasper for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

953 households applied for aid $2.3M aid approved

2021

Severe Winter Storms

307 households applied for aid $108K aid approved

2020

Hurricane Laura

$610K to the City of Jasper for repairs

2017

Hurricane Harvey

1,969 households applied for aid $1.2M aid approved $577K to the City of Jasper for repairs

2016

Severe Storms, Tornadoes, and Flooding

117 households applied for aid $101K aid approved $103K to the City of Jasper for repairs

2008

Hurricane Ike

2,240 households applied for aid $682K aid approved $346K to the City of Jasper for repairs

2008

Hurricane Gustav

$6K to the City of Jasper for repairs

2005

Hurricane Rita

7,856 households applied for aid $13.1M aid approved $2.9M to the City of Jasper for repairs

2002

Severe Storms, Tornadoes and Flooding

256 households applied for aid $191K aid approved

Jasper County has had 25 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasper total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.