Natural hazards · Jarrell

Jarrell, TX natural hazards

Most of the natural-hazard damage FEMA expects in Jarrell comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jarrell?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jarrell to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding47%Tornadoes15%Hail14%Cold waves11%Everything else13%

By hazard

What Jarrell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 56 years in the area

Hail

14% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Cold waves

11% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jarrell flood?

FEMA's records show no paid flood insurance claims in Jarrell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jarrell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Jarrell

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jarrell itself: aid to households, or repair grants to the City of Jarrell.

Brought FEMA money into JarrellDeclared for Williamson County only

2025

Severe Storms, Straight-Line Winds, and Flooding

22 households applied for aid $14K aid approved

2021

Severe Winter Storms

93 households applied for aid $3K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $568 aid approved

Williamson County has had 21 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jarrell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jarrell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jarrell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.