Natural hazards · Jacinto

Jacinto, TX natural hazards

Most of the natural-hazard damage FEMA expects in Jacinto comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 176 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jacinto?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jacinto to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes22%Hurricanes20%Cold waves6%Everything else6%

By hazard

What Jacinto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

22% of expected damage

Above average · higher than 63% of U.S. places

Hurricanes

20% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jacinto flood?

Every paid claim on a federal flood insurance policy in Jacinto, from FEMA’s records.

176paid claims since 1979

$7.8Mpaid to owners

17homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 60 claims, $4.7M
Tropical Storm Allison: 30 claims, $849K
Hurricane Ike: 9 claims, $262K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jacinto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harris County.

Disasters that hit Jacinto

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jacinto itself: aid to households, or repair grants to the City of Jacinto.

Brought FEMA money into JacintoDeclared for Harris County only

2024

Hurricane Beryl

118 households applied for aid $98K aid approved $214K to the City of Jacinto for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

73 households applied for aid $110K aid approved $312K to the City of Jacinto for repairs

2021

Severe Winter Storms

12 households applied for aid $12K aid approved

2017

Hurricane Harvey

123 households applied for aid $234K aid approved $380K to the City of Jacinto for repairs

2016

Severe Storms and Flooding

1 household applied for aid

2008

Hurricane Ike

7 households applied for aid $577K to the City of Jacinto for repairs

2005

Hurricane Rita

31 households applied for aid $12K aid approved $32K to the City of Jacinto for repairs

2001

Tx-Tropical Storm Allison-06-06-2001

$317K to the City of Jacinto for repairs

Harris County has had 34 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jacinto covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Jacinto’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jacinto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jacinto total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.