Natural hazards · Iredell

Iredell, TX natural hazards

Most of the natural-hazard damage FEMA expects in Iredell comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Iredell?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Iredell to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes21%Wildfire10%Lightning10%Cold waves7%Everything else11%

By hazard

What Iredell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 3 years in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Lightning

10% of expected damage

Above average · higher than 55% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Iredell flood?

FEMA's records show no paid flood insurance claims in Iredell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Iredell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bosque County.

Disasters that hit Iredell

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Iredell itself: aid to households, or repair grants to the City of Iredell.

Brought FEMA money into IredellDeclared for Bosque County only

2021

Severe Winter Storms

6 households applied for aid $5K aid approved

2007

Severe Storms, Tornadoes, and Flooding

$11K to the City of Iredell for repairs

Bosque County has had 19 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Iredell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Iredell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Iredell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.