Natural hazards · Inez

Inez, TX natural hazards

Most of the natural-hazard damage FEMA expects in Inez comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inez?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inez to be higher than in 85% of U.S. communities, mostly from hurricanes and drought.

Hurricanes32%Drought27%Inland flooding24%Cold waves9%Everything else8%

By hazard

What Inez faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Drought

27% of expected damage

Recorded about 44 times a year in the area

Inland flooding

24% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inez flood?

FEMA's records show no paid flood insurance claims in Inez.

of all homes
are insured

No community discount. Inez isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Victoria County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Inez

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Inez itself: aid to households, or repair grants to Inez.

Brought FEMA money into InezDeclared for Victoria County only

2021

Severe Winter Storms

45 households applied for aid $7K aid approved

2017

Hurricane Harvey

386 households applied for aid $162K aid approved

2007

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $68K aid approved

2003

Hurricane Claudette

92 households applied for aid $63K aid approved

Victoria County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inez is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inez’s own flood-insurance community; household aid to the registrant’s city; repair grants to Inez. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.