Natural hazards · Impact

Impact, TX natural hazards

Most of the natural-hazard damage FEMA expects in Impact comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Impact?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Impact to be higher than in 58% of U.S. communities, mostly from inland flooding and hail.

Inland flooding41%Hail40%Tornadoes5%Everything else15%

By hazard

What Impact faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Hail

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 51 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Impact flood?

FEMA's records show no paid flood insurance claims in Impact.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Impact isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

Disasters that hit Impact

Federal disasters declared here

None of the disasters declared for Taylor County shows FEMA aid or repair money reaching Impact itself in FEMA’s records.

Brought FEMA money into ImpactDeclared for Taylor County only

Taylor County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Impact is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Impact’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Impact. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.