Natural hazards · Huxley

Huxley, TX natural hazards

Most of the natural-hazard damage FEMA expects in Huxley comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huxley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huxley to be higher than in 23% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes18%Tornadoes14%Strong wind11%Heat waves6%Cold waves6%Everything else8%

By hazard

What Huxley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 13 years in the area

Tornadoes

14% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 5 years in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 21 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huxley flood?

FEMA's records show no paid flood insurance claims in Huxley.

of all homes
are insured

No community discount. Huxley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit Huxley

Federal disasters declared here

None of the disasters declared for Shelby County shows FEMA aid or repair money reaching Huxley itself in FEMA’s records.

Brought FEMA money into HuxleyDeclared for Shelby County only

Shelby County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huxley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huxley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Huxley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.