Natural hazards · Hull

Hull, TX natural hazards

Most of the natural-hazard damage FEMA expects in Hull comes from inland flooding, and overall the risk is moderate for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hull?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hull to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes26%Hurricanes21%Cold waves7%Everything else16%

By hazard

What Hull faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hull flood?

FEMA's records show no paid flood insurance claims in Hull.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hull isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Liberty County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Hull

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hull itself: aid to households, or repair grants to Hull.

Brought FEMA money into HullDeclared for Liberty County only

2024

Hurricane Beryl

123 households applied for aid $105K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

36 households applied for aid $105K aid approved

2021

Severe Winter Storms

20 households applied for aid $13K aid approved

2019

Tropical Storm Imelda

28 households applied for aid $23K aid approved

2017

Hurricane Harvey

303 households applied for aid $731K aid approved

2016

Severe Storms and Flooding

8 households applied for aid $7K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

28 households applied for aid $82K aid approved

2008

Hurricane Ike

442 households applied for aid $877K aid approved

2005

Hurricane Rita

819 households applied for aid $1.2M aid approved

2002

Severe Storms, Tornadoes and Flooding

43 households applied for aid $155K aid approved

Liberty County has had 31 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hull is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hull’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hull. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.