Natural hazards · Huckabay

Huckabay, TX natural hazards

Most of the natural-hazard damage FEMA expects in Huckabay comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huckabay?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huckabay to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves17%Wildfire14%Tornadoes13%Everything else7%

By hazard

What Huckabay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Wildfire

14% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huckabay flood?

FEMA's records show no paid flood insurance claims in Huckabay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huckabay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erath County.

Disasters that hit Huckabay

Federal disasters declared here

None of the disasters declared for Erath County shows FEMA aid or repair money reaching Huckabay itself in FEMA’s records.

Brought FEMA money into HuckabayDeclared for Erath County only

Erath County has had 14 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huckabay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huckabay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Huckabay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.