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Housing in Howardwick

A typical Howardwick home is worth roughly $90,000

Builders were permitted 5 new homes in 2025.

Typical home value
$90K
TX $299K
Estimate
2-bedroom rent
$1,050
a month, utilities in · HUD
Median tax bill
$1,047
TX $4,232

What kind of housing town is Howardwick?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Howardwick

Try your own numbers below.

You could afford about
$281,000
Typical Howardwick home $90K

That covers a typical Howardwick home, with $191K to spare.

The typical home, each month
$580
Loan $450Tax $110Insurance $30

A two-bedroom rents for about $1,050 a month here, $470 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Texas typical property tax (1.49% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

98% of Howardwick households own their home

Half of Howardwick’s homes were built before 1978.

Owners and renters
Own 98%Rent 2%

Texas: 63% own.

1978
typical home built · TX 1992
$1,047
median property tax bill · TX $4,232
23%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,050

Fair Market Rent a month, utilities included

Studio$770
1 bedroom$860
2 bedrooms$1,050
3 bedrooms$1,440
4 bedrooms$1,670
2%
of households rent · TX 37%
3
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Amarillo, TX HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

5 new homes permitted in 2025

Builders were permitted 5 new homes in Howardwick in 2025, all single-family houses. Over the past 10 years, Howardwick has permitted 16 homes in all.

Single-family
0246 200020052010201520202025
5
new homes permitted in 2025
2
2026 so far (Jan–Aug)
16
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−32
New homes+2

Between the 2010 and 2020 censuses, Howardwick's population fell by 32 even though 2 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 23% of Howardwick's homes are seasonal or vacation homes, which adds housing without adding residents. Across Texas: 2.6 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$83,000
2025550$125,000
2024330$175,000
2023110$400,000
2022110$253,000
2021660$1.3 million
2020000—
2019000—
2018000—
2017000—
2016000—
2015000—
2014110$213,000
2013000—
2012000—
2011000—
2010110$176,000
2009110$177,000
2008330$512,000
2007440$682,000
2006000—
2005330$393,000
2004330$393,000
2003000—
2002000—
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Neighbors talk housing

What Howardwick buyers, sellers and renters are saying.

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Is Howardwick still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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