Natural hazards · Holliday

Holliday, TX natural hazards

Most of the natural-hazard damage FEMA expects in Holliday comes from drought, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2015. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holliday?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holliday to be higher than in 44% of U.S. communities, mostly from drought and inland flooding.

Drought26%Inland flooding24%Wildfire14%Tornadoes12%Strong wind6%Hail5%Everything else13%

By hazard

What Holliday faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

26% of expected damage

Recorded about 108 times a year in the area

Inland flooding

24% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Wildfire

14% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holliday flood?

Every paid claim on a federal flood insurance policy in Holliday, from FEMA’s records.

2paid claims since 2015

$11Kpaid to owners

1homes flooded more than once

20152026

Biggest named events

Early summer storms: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holliday isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Archer County.

Disasters that hit Holliday

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Holliday itself: aid to households, or repair grants to the City of Holliday.

Brought FEMA money into HollidayDeclared for Archer County only

2007

Severe Storms, Tornadoes, and Flooding

22 households applied for aid $119K aid approved

Archer County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holliday is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holliday’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holliday. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.