Natural hazards · Highland Haven

Highland Haven, TX natural hazards

Most of the natural-hazard damage FEMA expects in Highland Haven comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 2018. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Highland Haven?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highland Haven to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes10%Everything else17%

By hazard

What Highland Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Highland Haven flood?

Every paid claim on a federal flood insurance policy in Highland Haven, from FEMA’s records.

15paid claims since 2018

$1.4Mpaid to owners

0homes flooded more than once

20182026

Biggest named events

Fall 2018 Texas Flooding: 15 claims, $1.4M

of homes in flood zones
are insured

of all homes
are insured

No community discount. Highland Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnet County.

Disasters that hit Highland Haven

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Highland Haven itself: aid to households, or repair grants to the City of Highland Haven.

Brought FEMA money into Highland HavenDeclared for Burnet County only

2021

Severe Winter Storms

1 household applied for aid

2007

Severe Storms, Tornadoes, and Flooding

$6K to the City of Highland Haven for repairs

Burnet County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highland Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Highland Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Highland Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.